I could write a book on Permanent Insurance, but I will do two articles on it, covering:


  • Reasons for Permanent Insurance (PI)
  • Types of PI and Initiation to Mortality Curve
  • Tax Environment of Cash Value PI
  • UL and WL in more details
  • Pricing issues and lapse rate
  • Capital Gains tax and Joint & Last to die coverage
  • Cash Value PI as an investment?
  • PI as a portion of your investment portfolio