My Transfer Value (TV) articles were complex but your pension can be your biggest asset and what’s at stake cannot be taken lightly. Life Insurance is the same. It’s a complex topic too, but it can change lives! In the next two articles, I want to show the uses of Life Insurance that are not obvious, yet could be very important for you and your loved ones. This article will cover life insurance issues related to pension realities and the next one will look at such issues as they relate to estate planning.